Ro Caddick-Kilduff's Blog
An open approach to selling a home can make a world of difference for any seller, at any time. In fact, there are many reasons to maintain an open approach to selling a house, and these include:
1. You can consider all of your home selling options.
The prices of homes in one part of the country may vary from the prices of similar houses in another. Fortunately, a home seller who keeps his or her options open can map out the home selling journey based on the current housing sector's conditions.
As you prepare to sell your house, it helps to analyze the local real estate sector and keep your options open. That way, you can price your house appropriately, promote it to the right groups of buyers and boost the likelihood of a fast, profitable home sale.
2. You can wait to accept an offer that matches your expectations.
Let's face it – no home seller wants to deal with underwhelming offers to buy his or her residence. If you maintain an open approach to selling your home, however, you may be better equipped than others to avoid selling yourself short.
Ultimately, an informed home seller is open to any offer on a residence but will only accept a proposal that matches his or her expectations. If this seller receives a "lowball" offer, he or she will have no trouble politely declining the proposal. Or, if this seller gets a "fair" offer, he or she can accept the proposal and move forward in the home selling journey.
3. You can reduce the risk of making rash home selling decisions.
The pressure to sell a house can be immense, particularly for an individual who is selling a residence for the first time. But with an open approach to selling a house, you may be able to avoid making rash home selling decisions.
When the going gets tough for a home seller, he or she knows how to calm down and stay focused. By taking a deep breath and looking at the big picture, a home seller can think and act logically. Then, this seller can allocate the necessary time and resources to make informed home selling choices and increase the probability of making the right decisions based on his or her individual needs.
For those who are getting ready to sell a house, it helps to maintain an open approach to the home selling journey. Furthermore, if you need extra assistance as you prepare to list your home, you may want to reach out to a local real estate agent.
A real estate agent will help you showcase your residence to potential buyers and review offers. Perhaps best of all, he or she can provide honest, unbiased home selling advice and help you remain calm, cool and collected in even the toughest home selling situations.
Make the most of your home selling experience – take an open approach to the home selling journey, and you can move one step closer to accomplishing your home selling goals.
86 Pickering Avenue, Bellingham, MA 02019
Buying a home tops your long-range goals list, but are you ready? As a first-time buyer, you have loads of questions and concerns. After all, a home loan is an obligation for years into the future. You want to make savvy decisions and be comfortable that you’ve negotiated the best deal. On top of that, learning all about credit scores, how to pre-qualify and the difference between pre-qualification and pre-approval. And what are options and closing costs?
Fannie Mae, the Federal National Mortgage Association (FNMA) government-sponsored enterprise (GSE) that serves the mortgage industry, knows what you need to know about buying a house. They’ve put together a course for new homebuyers called HomePath Ready Buyer Education Program.
The online course lets you attend from the comfort of your sofa. After completion, a “graduate” may qualify for assistance up to three percent of the closing cost of purchasing a qualified HomePath property. You won’t end up with an education loan either. Tuition is just $75, and Fannie Mae says it could even reimburse your tuition during closing on your new home. Now that’s a deal!
What you learn
Because the course design has new buyers in mind, you’ll learn to determine how much you can afford to buy and ways to figure out what home is best for you. Making the deal and learning about down-payment options will get you on your way. Finally, you’ll learn to avoid the pitfalls, and all the navigate the paperwork required to close the deal.
How long does it take?
The entire course is nine 30-minute sessions, so along with the quiz at the end (no final exam though), the total class takes about four to five hours. Designed to be intuitive and self-directed, you can work your way through the course over a few evenings, on your lunch hour, or even during your morning commute (provided you’re not the driver, of course!).
How you benefit
In addition to the three percent closing cost assistance and tuition reimbursement, your Certificate of Completion may qualify you up to take advantage of the First Look program. By giving first-time homeowners an exclusive "first look" at newly-listed foreclosed properties, this innovative program serves new home seekers and promotes neighborhood stabilization.
Fannie Mae relies on real estate professionals to follow through on the home-buying process. For more information, express your interest in the HomePath program to your real estate professional.
7 Cole Avenue, Sutton, MA 01590
When shopping for your new home, you can investigate and gauge many things about the house itself and even about the neighborhood as a whole to help make the best decision. One thing that's difficult to gauge or even factor into your decision making is your immediate neighbors. You might be able to look at their yard to see how they care for their home, or you might be able to tell right away if they have a loud animal, but you won't know them until after you've moved in and have lived in the new house for a while. Even if you could know ahead of time if they have noisy barbecues or a teenager with an aspiring rock band should that play into your decision? Your initial neighbors might decide to sell their home, or they might actually be renters, so you have no idea how long they'll be there. While getting a read on the community as a whole is essential—do people generally seem to care about their homes, are their clean streets and shared areas, etc.—you shouldn't refrain from buying the best house for you because you're concerned about your neighbors.
So, what to do if you move into your new home and it turns out your immediate neighbors aren’t so great?
If you find that your neighbor doesn’t do much upkeep on their front yard, there isn’t a whole lot you can do. If you see them when you're out mowing or weed-eating, you can offer to do theirs as well, as a friendly neighbor, but you can't go much farther than that. If their backyard has a lot of trash or messy kids toys or even a few old cars they haven't gotten around to working on you can do some things to keep their unsightly belongings from affecting an afternoon on your back patio.
- Privacy fencing: If your home didn't have privacy fencing when you made the purchase, consider installing a new fence. There are affordable ways to implement privacy fencing that will create a visual barrier between you and your neighbor. Bonus — if they have a dog that likes to bark at anything it sees, or it just doesn't get along with your dog, the fencing will help prevent unwanted barking and extra noise.
- Plant trees or bamboo: It’s a bit costlier but installing a line of medium-sized trees that grow tall (and quickly) or installing a second layer of "fencing" with a row of bamboo will increase the visual and sound barriers in addition to improving the beautiful greenery in your yard.
- Direct attention away: If your yard is big enough to have a couple of different living areas try placing those areas on the opposite side of the yard from your neighbors and direct attention to your useable space. Install a gazebo in the back corner or hang a shade awning over the patio. Circle furniture up around a built-in BBQ facing away from the other yard. Light up the areas you use with string lights or tiki torches and leave the view along the less than desirable fence line darkened.
- Outdoor Sound System: It's tempting to overpower your neighbor's loud music, but you can install an outdoor sound system that focuses on the entertaining and living areas of your yard to create more of a sound barrier between their loud music, dogs or children. Kind of like how restaurants use loud music to give each table privacy, you can give yourself a bit of privacy, and peace with strategically installed speakers.
Finally, be a good neighbor. The primary key to having good neighbors is to be one. Be friendly, be open and be inviting. Follow the same considerate living principles you desire from your neighbors. Engage with your neighbors and become acquaintances or even friends. Who knows, the dad next door with the son who wants to learn death metal might need a break from the noise too, and could be the best new addition to your guys night.
If you're not exactly sure how to approach an issue with your new living arrangement, speak with your real estate professional for the best advice.